Step #1: Review information

  • Choose a life insurance benefit up to $150,000  
                   You can access 4% of the life benefit per month if you need long-term care
                   The long-term care benefit keeps paying up to 2x the life insurance benefit amount
                   A death benefit is available even if you collect benefits for long-term care
  •  Eligible employees age 64 & under can enroll with guaranteed acceptance - no health questions

    Example: If your life insurance benefit is $50,000, your monthly long-term care benefit would be $2,000 and your maximum long-term care benefit would be $100,000.

 

 

Step #2: Log in

Eligible team members may enroll at any time with simplified acceptance (limited health information required to qualify).

Eligible new hires may enroll with guaranteed acceptance (no health questions) in their first 30 days after hire.

 

Click 'Get Started' to view a non-binding quote and to enroll.

 

Get Started  

Your Team Member Advantages

Good news! Tenneco is offering voluntary Long-Term Care + Life Insurance benefits from Trustmark.

Acceptance into the program is available for eligible team members. Please review the information below.

2 for 1

One policy with two benefits. Life insurance protection for your family during your work years and long-term care protection if you happen to need care.  As long as coverage is active, a benefit will always pay.

Guaranteed Issue

Eligible new hire team members can not be declined for coverage. Select up to $150,000 of life insurance with automatic acceptance (no health questions). Spouses/partners can select up to $150,000 of life insurance with evidence of insurability.  Click here for detailed eligibility.

Lock in your Rates

Pricing is based on your entry age. The longer you wait to purchase coverage, the more expensive it will be. 

Life Insurance

Life insurance protects your family with money that can be used any way they choose. It is most often used to pay for mortgage or rent, education for children and grandchildren, retirement, family debt, and final expenses. You can select up to $150,000 with simplified acceptance into the program.

1 Policy with 2 Benefits

Long-Term Care (LTC)

If you become chronically ill, your policy will pay you 4% of your selected life insurance amount each month you receive Long Term Care. You will have access to twice your life insurance amount to help pay for LTC services.  The death benefit also restores when the LTC benefit is used.

Example: $100,000 of life insurance would pay $4,000 per month in LTC benefits with a total LTC benefit of $200,000. 

The cost of Long-Term Care compared to your Assets & Expenses

Long-term care services can be expensive.  According to the US Department of Health and Human Services, the average cost of care can range from $48,048 - $100,380 per year depending on the type of care you are receiving and where you are receiving that care. Long-term care planning should be a included in any responsible personal financial plan.   

What are individuals' top 4 sources of financial stress?

Financial stress is never a good thing, especially if you're thinking about retirement. If you are concerned about being able to afford healthcare costs in retirement, or outliving your retirement savings, you're not alone according to a recent MetLife study. The largest potential healthcare expense during retirement may be a long-term care event. The Trustmark life insurance with LTC benefits program offers long-term care protection if you happen to need care at any point.
Cost Graphic - Landing Page - Corrected

Americans realize the importance of LTC coverage

More than half of Americans say they need long-term care coverage yet only around 1/3 have coverage. As we age the likelihood of needing long-term care services increase. The most recent US Department of Health & Human Services data says around 70% of us will need care at some point. That's a big number! The good news is the Trustmark program offers you both life insurance, to protect your family now, and long-term care coverage if you happen to need those services later on.  

A- (Excellent) Rated Insurance Carrier

A.M. Best has affirmed the Financial Strength Rating of A- (Excellent).

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