How to build your policy

Easy as 1 - 2 - 3

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Step #1: Select a Life Insurance amount

Eligible associates and spouses/partners select up to $200,000

Step #2: Calculating your monthly Long-Term Care (LTC) benefit

You get 4% of the selected Life Insurance amount as your monthly LTC benefit

Step #3: Calculating your total LTC benefit

You get 2x  the selected Life Insurance amount as your total LTC benefit*

Additional Benefit: EZ Value

The EZ Value option can automatically increase your benefit amount over time - without any medical questions.*

Example: $1 increase in weekly premium each year for 5 years

How to use your policy

2 Scenarios

As long as you continue coverage, a benefit (either life insurance or LTC) will be paid. You don’t have to make any decisions on how you use your benefits until you actually need them.  Here is an example of how the Trustmark program provides for you and your family.

Note: Death benefit for Universal LifeEvents reduces to 1/3 the original amount at the latter of age 70 or the 15th policy anniversary.

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*State variations include the following:
Death Benefit Restoration not available for NY residents for enrollment. Max enrollment age for Death Benefit Restoration is 70.
EZ Value not available for NH and NY residents for enrollment. Max enrollment age for EZ Value is 64.
Extension of Benefits not available for NY and WA residents for enrollment. Max enrollment age for Extension of Benefits is 70.

No employer contributions are made for voluntary benefits. Employee participation in voluntary benefits is completely voluntary. Neither Ascension nor any entity related to Ascension (collectively “Ascension Entities”) endorses any particular voluntary benefit or provider thereof. The role of the Ascension Entities is limited to permitting insurers to publicize voluntary benefit programs and collecting and remitting premiums, if applicable. The Ascension Entities receive no consideration whatsoever in connection with the voluntary benefit programs.