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Step #1: Select a Life Insurance amount
Eligible employees select $25,000 - $150,000
Step #2: Calculating your monthly Long-Term Care (LTC) benefit
You get 4% of the selected Life Insurance amount as your monthly LTC benefit
Step #3: Calculating your total Long-Term Care (LTC) benefit
You get 2x the selected Life Insurance amount as your total LTC benefit
As long as your coverage is active, you will receive a benefit.
Here is an example how the Allstate program provides for you and your family.