How to build your policy

Easy as 1 - 2 - 3

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Step #1:    Select a Life Insurance amount

Employees select up to $225,000

Step #2:    Calculating your monthly Long-Term Care (LTC) benefit

You get 4% of the selected Life Insurance amount as your monthly LTC benefit

Example:

Step #3:  Calculating your total Long-Term Care (LTC) benefit

You get 2x the selected Life Insurance amount as your total LTC benefit