How to build your policy

Back to main page

                              Step #1:    Select a Life Insurance amount

                                                                  Eligible employees select a benefit amount between $25,000 - $150,000

                             Step #2:    Calculating your monthly Long-Term Care (LTC) benefit

                                                                  You get 4% of the selected Life Insurance amount as your monthly LTC benefit

                                                                  Example:

                             Step #3:     Calculating your total Long-Term Care (LTC) benefit

                                                                  The selected Life Insurance amount equals your total LTC benefit

                                                                  Example:

     How to use your policy

   3 Scenarios

As long as coverage is active, a benefit will always pay. You don’t have to make any decisions on how you use your benefits until you actually need them.

Here is an example how the Allstate program provides for you and your family:

Back to main page