How to build your policy

Easy as 1 - 2 - 3

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                              Step #1:    Select a Life Insurance amount

                                                                  Eligible employees select up to $200,000 

                             Step #2:    Calculating your monthly Long-Term Care (LTC) benefit

                                                                  You get 4% of the selected Life Insurance amount as your monthly LTC benefit

                                                                  Example:

                             Step #3:     Calculating your total Long-Term Care (LTC) benefit

                                                                  You get twice the selected Life Insurance amount as your total LTC benefit

                                                                  Example:

Your policy, if elected, will require premium payments through your age 100. If you miss a premium payment, a 30-day grace period is available to make up the payment and retain the coverage. If payments are stopped altogether, your coverage will end. If your coverage ends for non-payment, you may receive a cash surrender value distribution from Trustmark or no distribution, depending on your policy values at the time of cancelation. 

     How to use your policy

   2 Scenarios

As long as coverage is active, a benefit will always pay. You don’t have to make any decisions on how you use your benefits until you actually need them.

Here is an example how the Trustmark program provides for you and your family:

Note: Death benefit reduces to 1/3 the original amount at the latter of age 70 or the 15th policy anniversary.     

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