How to build your policy
Easy as 1 - 2 - 3
Step #1: Select a Life Insurance amount
Eligible employees select up to $200,000
Step #2: Calculating your monthly Long-Term Care (LTC) benefit
You get 4% of the selected Life Insurance amount as your monthly LTC benefit
Step #3: Calculating your total Long-Term Care (LTC) benefit
You get 2x the selected Life Insurance amount as your total LTC benefit
Additional Benefit: Death Benefit Restoration
The death benefit restoration provision restores the death benefit and cash value used for LTC to the original face amount.
How to use your policy
3 Scenarios
As long as your coverage is active, you will receive a benefit.
Here is an example how the Allstate program provides for you and your family.
