How to build your policy

Easy as 1 - 2 - 3

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                              Step #1:    Select a Life Insurance amount

                                                                  Eligible employees select up to $150,000 with Guarantee Issue*

                             Step #2:    Calculating your monthly Long-Term Care (LTC) benefit

                                                                  You get 4% of the selected Life Insurance amount as your monthly LTC benefit

                                                                  Example:

                             Step #3:     Calculating your total Long-Term Care (LTC) benefit

                                                                  You get 2x the selected Life Insurance amount as your total LTC benefit

                                                                  Example:

     How to use your policy

   2 Scenarios

As long as coverage is active, a benefit will always pay. You don’t have to make any decisions on how you use your benefits until you actually need them.

Here is an example how the Trustmark program provides for you and your family:

Note: Death benefit reduces to 1/3 the original amount at the latter of age 70 or the 15th policy anniversary.     

*Guarantee Issue applies to eligible employees age 18-64. Employees age 65-70 and spouses/partners age 18-70 will be required to answer medical questions. 

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