How to build your policy

Easy as 1 - 2 - 3

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Step #1:    Select a Life Insurance amount

Eligible employees select up to $150,000

Step #2:    Calculating your monthly Long-Term Care (LTC) benefit

You get 4% of the selected Life Insurance amount as your monthly LTC benefit

Example:

Step #3:  Calculating your total Long-Term Care (LTC) benefit

You get 3x the selected Life Insurance amount as your total LTC benefit

Example:

How to use your policy

3 Scenarios

As long as coverage is active, a benefit will always pay. You don’t have to make any decisions on how you use your benefits until you actually need them.

Here is an example how the Chubb program provides for you and your family: