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Enrollment is now closed.  If you have questions regarding your coverage you may contact Trustmark's Customer Care at 800-918-8877.  Customer care professionals are available Monday through Friday from 7:00 a.m. to 6:00 p.m. CT.  You may also visit https://myvb.trustmarkbenefits.com/login.

 

 

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Take advantage of this one-time opportunity

Good news! Associates now have access to a voluntary Long-Term Care + Life Insurance plan from Trustmark. 

Acceptance into the program is guaranteed for eligible associates during an approved enrollment period.  Please review the information below.

2 for 1

One policy with two benefits. Life insurance protection for your family during your work years and long-term care protection if you happen to need care.  As long as coverage is active, a benefit will always pay.

Guarantee issue

Eligible associates cannot be declined for coverage during an approved enrollment period. Select up to $200,000 of life insurance with automatic acceptance (no health questions). Spouses/partners are eligible to enroll in the program after a shortened application process.  Click here for detailed eligibility.

Lock in your rates

Pricing is based on your age. The longer you wait to purchase coverage, the more expensive it will be. 

Life insurance

Life insurance protects your family with money that can be used any way they choose. It is most often used to pay for mortgage or rent, education for children and grandchildren, retirement, family debt, and final expenses. You can select up to $200,000 with GUARANTEED acceptance into the program.

1 Policy with 2 Benefits

LTC benefits

If you become chronically ill, your policy will pay you 4% of your selected life insurance amount each month you receive Long Term Care. You will have access to 1x your life insurance amount to help pay for LTC services.

Example: $100,000 of life insurance would pay $4,000 per month in LTC benefits with a total LTC benefit of $100,000. 

The cost of LTC compared to your assets & expenses

Long-term care services can be expensive.  According to the US Department of Health and Human Services, the average cost of care can range from $48,048 - $100,380 depending on the type of care you are receiving and where you are receiving that care. Long-term care planning should be a included in any responsible personal financial plan. 

What are four top sources of financial stress?

Financial stress is never a good thing, especially if you're thinking about retirement. If you are concerned about being able to afford healthcare costs in retirement or outliving your retirement savings you're not alone according to a recent MetLife study. The largest potential healthcare expense during retirement may be a long-term care event. The Trustmark life insurance with LTC benefits program offers long-term care protection if you happen to need care at any point.

Americans realize the importance of LTC coverage

More than half of Americans say they need long-term care coverage yet only around 1/3 have coverage. As we age the likelihood of needing long-term care services increase. The most recent US Department of Health & Human Services data says around 70% of us will need care at some point. That's a big number! The good news is the Trustmark program offers you both life insurance, to protect your family now, and long-term care coverage if you happen to need those services later on.

 

No employer contributions are made for voluntary benefits. Employee participation in voluntary benefits is completely voluntary. Neither Ascension nor any entity related to Ascension (collectively “Ascension Entities”) endorses any particular voluntary benefit or provider thereof. The role of the Ascension Entities is limited to permitting insurers to publicize voluntary benefit programs and collecting and remitting premiums, if applicable. The Ascension Entities receive no consideration whatsoever in connection with the voluntary benefit programs.

 

A- (Excellent) Rated Insurance Carrier

A.M. Best has affirmed the Financial Strength Rating of A- (Excellent).