How to build your policy

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Step #1: Select a Life Coverage amount

 Employees select up to $150,000 of life coverage with guaranteed acceptance

Step #2: Calculating your monthly Long-Term Care (LTC) benefit

You get 4% of the selected Life Insurance amount as your monthly LTC benefit

Step #3: Calculating your total LTC benefit

You get 2x the selected Life coverage amount as your total LTC benefit

How to use your policy

2 Scenarios

As long as you continue coverage, a benefit (either life coverage or LTC) will be paid. You don’t have to make any decisions on how you use your benefits until you actually need them.  Here is an example of how the Trustmark program provides for you and your family.

Note: Life coverage reduces to 1/3 the original amount at the latter of age 70 or the 15th policy anniversary.

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